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Home > Farm / Agricultural Insurance - Colusa CA & Yuba City CA, Inc.

Farm Insurance


Farm Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Farm Quote Request

Farm Insurance Information

Farm Insurance in Colusa and Yuba City, CA

If you are in any way associated with the agricultural industry, then you must recognize that you are a player in a very high-stakes game. Agricultural products of any kind are sensitive commodities, and any loss to them could be a make-or-break scenario for the business. That’s why it’s up to you to protect your operation by investing in quality farm insurance that is customized to your advantage.

Like all business owners, farmers will have to consider their assets and liabilities specifically in order to build their commercial insurance portfolio. The dedicated team at CCI Insurance Services is here to help every customer create the benefits package that will always offer them optimized protection.

To get your policies, contact us at (530) 458 – 8831 or request your free quote today!

Common Farm Insurance Questions

Why do I Need Farm Insurance? 

A farm or ranch is as much of a business as any other, and it deserves strong commercial insurance benefits that will protect it in the face of numerous property damage scenarios, lawsuit risks and other liabilities. 

Agricultural production involves engaging in high-risk activities, and it often takes only a moment for a significant accident to cause a lot of money to go down the drain. By being able to tap into your agricultural insurance for assistance when accidents occur, you won’t have to face a significant financial loss just because you need to pick up the pieces.

What does Farm Insurance Cover? 

There are many insurance options from which farmers can benefit. These include:

  • Crop Insurance: Damage to crops might arise from weather, fires and other hazards. This coverage can pay you a settlement to help you replace those items and lost income. 

  • Farm Livestock Insurance: A loss to your animals could mean a loss of profit. Therefore, this coverage can help you recover the results. 

  • Equine Insurance: Horses are often valuable both for farm operations and their market value. Therefore, when you breed or raise horses, a single loss might cost you a lot of money. This coverage can insure your horses against death, injuries and other hazards. 

  • Farm Equipment Insurance: Should important assets like pumps, rakes, sprayers and other tools get damaged, then this coverage can help pay for those items. 

  • Tractor Insurance: Standard equipment insurance often doesn’t cover tractors or other farm vehicles. You can buy separate coverage to protect these items against damage or other losses. 

  • Farm Dwelling Insurance: If you live on your farm, then this policy can cover your home.  

  • Farm Structures Insurance: This coverage insures barns, grain silos and other property. 

  • Commercial Auto Insurance: Vehicles owned by the farm or used in its operations will need commercial auto insurance rather than personal auto insurance. 

  • Farm Liability Insurance: Your operations might cause bodily injuries or property damage to various people, including your clients. This coverage can help you repay them for their losses. 

  • Umbrella Insurance: Under standard liability insurance, there will be limits. However, if a claim exceeds these limits, then umbrella liability coverage can help cover remaining costs. 

  • Workers’ Compensation Insurance: If you hire full- or part-time employees in your operation, then you will likely have to buy workers’ compensation. It will pay an employee supplementary income if work-related injuries or illnesses force me off the job. 

Because all agricultural operations are unique, you must customize your coverage portfolio with varying combinations of coverage. Coverage must meet all insurance requirements set by industry standards and local regulations, but you also should have the freedom to choose the benefits that are right for your business alone. We’ll make sure you get those results.

What is Hobby Farm Insurance?

Maybe your farm isn’t a business but is still an investment that you want to see work out? If that’s the case, then a hobby farm insurance benefit can ensure that this unique personal property asset remains covered against common hazards that could arise anytime.

How Much Does Farm Insurance Cost? 

Even though you will need multiple benefits in order to make your farm insurance truly comprehensive, it’s still entirely possible to keep your rates affordable.

We offer policies from a network of trusted agricultural and commercial insurance providers, and all of them are competitively priced to the customer’s advantage. With our help, you can choose the benefits that will always offer you the best level of coverage without forcing you to pay an astronomical
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305 Fremont Street | Colusa, CA 95932
P: 530-458-8831 | F: 530-458-5693
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