Monday, June 1, 2026At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Friday, May 1, 2026Although farm insurance has several unique aspects, the claims process is much the same as any other business insurance policy. When you file a claim on any part of your farm insurance policy, you will need to follow the normal claims process, along with waiting the proper length of time to receive compensation. READ MORE >>
Wednesday, April 1, 2026No employer wants to see their employees get injured or experience illness. After all, employees who take off of work due to an injury or illness are often less likely to return. And while the ultimate goal is for such employees to be able to resume their job duties safely—and as soon as po... READ MORE >>
Monday, March 2, 2026Like most businesses, pinpointing the cost of insuring a farm is difficult, as it relies on a variety of factors. Farm insurance is a broad term that can include a lot of different coverages, each with their own costs and limits. What Does Farm Insurance Cover? Farm insurance covers a range of dangers and items unique to farms. READ MORE >>
Saturday, January 31, 2026 Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>
Friday, January 2, 2026This might sound odd, but it's important to take action so that you can prevent business insurance claims. Even though the point of having insurance is to transfer risk so that if the worst happens, you're able to keep your business up and running, it's best to take steps to ensure that you don't have to make a claim in the first place. READ MORE >>
Monday, December 1, 2025Think of how much it cost you to construct a barn, silo or equipment garage. You don’t want to watch that investment be destroyed in a tornado or go up in flames in a fire. And to make matters worse, you certainly don’t want someone to enter these buildings and damage them or steal the items inside. READ MORE >>
Monday, November 3, 2025Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>
Friday, October 10, 2025Companies operating in Colusa, CA that use company vehicles are generally obligated to obtain commercial auto insurance policies in adherence to the regulations set by the Federal Motor Carrier Safety Association (FMCSA) and the state. READ MORE >>
Monday, September 1, 2025When you build a workforce in your business, your employees will be your biggest assets. However, they are also your biggest liabilities, in many ways. That’s particularly true when employees become problems for the business’s reputation. Employee misconduct or dishonesty is something that might happen, as much as you try to avoid it. READ MORE >>
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