Monday, September 1, 2025When you build a workforce in your business, your employees will be your biggest assets. However, they are also your biggest liabilities, in many ways. That’s particularly true when employees become problems for the business’s reputation. Employee misconduct or dishonesty is something that might happen, as much as you try to avoid it. READ MORE >>
Friday, August 1, 2025Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don't Rely on Personal Coverages Don't expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. READ MORE >>
Tuesday, June 3, 2025While most small business owners understand the need for certain insurance policies, many overlook the importance of cyber liability insurance. It’s easy to hear about a cyberattack on the news and think, “Oh, that’ll never happen to me. READ MORE >>
Tuesday, August 9, 2022There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>
Thursday, June 2, 2022Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>
Thursday, March 10, 2022Retail property owners have a wide range of opportunities available to them to reduce workers’ compensation claims. In any setting, it is wise for companies to be proactive, looking for ways to reduce claims to save money. Yet, it’s not always simple. You run a busy location, and mistakes happen. READ MORE >>
Monday, September 13, 2021At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Tuesday, August 17, 2021A business owners policy (BOP) is designed to combine a variety of important coverage for small businesses in low risk industries. While these policies come with basic coverages, they are also flexible to allow business owners freedom to add and adjust insurance coverages tailored specifically for their business. READ MORE >>
Thursday, March 25, 2021 Avoiding Repetitive Motion Injuries in the Workplace No employer wants an employee to get hurt on the job, but they can’t avoid that sometimes, accidents will happen. And these don’t just have to be sudden injuries sustained in random accidents; they could be injuries caused by doing the same thing day after day, year after year. READ MORE >>
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